Mobile money is the backbone of Africa's digital economy. Fraudsters exploit it through fake agents, prize scams, account-lock links and psychological pressure via calls or WhatsApp.
Common warning signs
- Requests for PIN or OTP via message
- Instant prize promises requiring a 'fee'
- Unknown numbers posing as official support
- Short links to fake login pages
- Artificial urgency ('your account will be blocked')
Best practices
- Never share PIN or OTP
- Verify numbers through official channels
- Use FOTIP CI to analyze suspicious links or numbers
- Report scams to operators and authorities